Welcome to the official blog of the Canadian Association of Insolvency and Restructuring Professionals! We hope you will enjoy insightful and informative posts by our team of expert bloggers on a wide range of topics, including individual, small business and corporate insolvencies, budgeting, financial planning, credit rebuilding and other money management tips for anyone looking to live a debt free life.
How Does a Consumer Proposal or Bankruptcy Affect Your Credit
November 26, 2025
Does bankruptcy hurt your credit? Read now and learn how filing bankruptcy or a consumer proposal affects your credit score and how to rebuild your credit faster.
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Cash Flow Management: Essential Tips for Small Business Owners
November 26, 2025
Learn about small business cash flow in this blog post. Practical cash flow management tips for small business owners, including debt management, and when to seek cash flow assistance.
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Small Business Owners: Warning Signs of Financial Distress
November 24, 2025
Learn the warning signs that indicate you need financial advice for entrepreneurs and freelancers. Get expert guidance on business financial health from Licensed Insolvency Trustees.
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Talk Money: Build Financial Confidence with Kids and Teens
November 21, 2025
Learn how to build financial confidence in children and teens with age-appropriate conversations. Read tips for budgeting, saving, and healthy money habits.
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Financial Planning and Budget Management for the Family
November 19, 2025
Learn essential financial planning for the family with practical budgeting tips. Build a family budget, create an emergency fund, and manage debt with expert financial advice.
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Couples and Money: How to Navigate Finances Together Successfully
November 17, 2025
Couples and money are one of the most important topics you can discuss in your relationship. Read practical tips on discussing finances for couples in this talk money with CAIRP.
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Celebrating National Seniors Day: Honoring Wisdom and Planning for the Future
October 1, 2025
October 1st is National Seniors Day—a time to celebrate the wisdom, resilience, and contributions of older Canadians. As Licensed Insolvency Trustees, we see firsthand how financial stress can impact...
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Dealing with Debt Collectors: Your Rights and Responsibilities
September 23, 2025
Dealing with debt collectors can be an intimidating and stressful experience, but knowing your rights and responsibilities can make all the difference. Whether you’re an individual facing mounting bills...
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How to Avoid Debt Relapse: Tips for Long-Term Financial Health
August 5, 2025
Becoming debt-free is a huge milestone—but staying debt-free is where the real challenge begins. After helping thousands of individuals navigate their way out of debt, I’ve seen firsthand that long-term...
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Exploring Debt Management Strategies for Small Businesses
May 15, 2025
Most Canadians do not start their small businesses when they are flush with cash to invest (or burn, as the case may be). Therefore, debt is often a necessary tool for small businesses to launch, maintain...
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Managing Finances as a Small Business Owner in Uncertain Times
April 11, 2025
Starting in early 2025, Canadian businesses, both small and large, have faced significant challenges due to escalating trade tensions with the United States. Watching the ever-changing headlines from one...
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How to resolve and avoid tax debt
March 17, 2025
Owing income tax debt to Canada Revenue Agency (CRA) can make one uneasy. An unexpected tax bill can strain your finances and feel overwhelming to manage before the CRA’s payment deadline. Dealing with...
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