Canadian Association of Insolvency and Restructuring Professionals

Debt Solutions for Individuals

Free Yourself from Financial Debts

July 27, 2021If you were to google “Steps to Financial Freedom,” there is no shortage of experts’ suggestions, tips, Top 10 lists, publications and posts, outlining the best way to achieve financial freedom....

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How to get your debt under control

January 29, 2021It’s a new year with new beginnings. When polled by CIBC, tackling debt remained the top financial priority for most Canadians. Debt-to-income ratio is a measure of how much debt a household has relative to its income.

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How insurance may reduce risk of income loss

October 8, 2020Many financial advisers and counsellors recommend saving a few months expenses to cover contingencies such as job loss.  Insurance coverage for income loss may be an alternative for long term external factors beyond our control such as the current COVID-19 pandemic.

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Why an LIT?

May 27, 2020When I set out to write this article, I was expecting it to be published at a time that many Canadians were receiving their income tax notices of assessment. That normally comes with some anxiety as income...

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