ACPIR

Association canadienne des professionnels de l'insolvabilité et de la réorganisation

Blogs

Welcome to the official blog of the Canadian Association of Insolvency and Restructuring Professionals! We hope you will enjoy insightful and informative posts by our team of expert bloggers on a wide range of topics, including individual, small business and corporate insolvencies, budgeting, financial planning, credit rebuilding and other money management tips for anyone looking to live a debt free life.

Understanding Insolvency Before Special Assets: A Guide for Commercial Lenders and Credit Officers

Francyne Myers, JD, CIRP, LIT, Director, Policy and Education Programs 22 septembre 2026 Learn why understanding insolvency early helps commercial lenders and credit officers spot risk sooner and support better outcomes before special assets.

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Back to School: Are We Preparing Students to Manage Money as Well as Their Studies?

Colleen Craig, CPA, CA, FCIRP, LIT 17 septembre 2026 From budgeting and credit cards to student loans, discover practical financial lessons that can help students avoid debt and build confidence.

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Managing High-Interest Credit Card Debt: Tips for Canadians to Avoid the Summer Spending Hangover

Ilan Kibel, CPA, CA, CIRP, LIT 24 août 2026 Learn how to avoid high-interest credit card debt after summer spending with practical tips on budgeting, smart borrowing, and managing expenses.

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Cryptocurrency: When “Investing” Leads to Overwhelming Debt

Kaitlin Verge, CIRP, LIT 6 août 2026 Learn how cryptocurrency scams can lead to overwhelming debt. Discover common warning signs, what to do if you've been scammed, and where to get help.

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How the cost-of-living crisis is driving more Canadians towards insolvency

Braden Burritt, CIRP, LIT 21 juillet 2026 How is the cost-of-living crisis affecting Canadians? Learn how inflation, stagnant wages, and rising interest rates are driving more people toward insolvency and when to seek help from a Licensed Insolvency Trustee.

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What Lawyers Need to Know About Insolvency (Even if It's Not Your Practice Area)

Francyne Myers, JD, CIRP, LIT, Director, Policy and Education Programs, CAIRP 8 juillet 2026 You don't have to practise insolvency law to benefit from understanding it. Courses for lawyers that cover insolvency basics are increasingly relevant across a wide range of practice areas such as family...

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Laid Off in 2026: A Step-by-Step Guide to Managing Debt When Your Income Disappears

Kaitlin Verge, CIRP, LIT 9 juin 2026 Laid off and dealing with debt? Learn 10 practical steps to manage expenses, navigate creditors, and explore debt relief options in Canada.

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How Insolvency Knowledge Can Help Mortgage Brokers Close More Deals

Francyne Myers, JD, CIRP, LIT, Director, Policy and Education Programs, CAIRP 3 juin 2026 Insolvency education helps mortgage brokers guide clients through debt challenges and close more deals. Learn how to build your knowledge today with the Intro to Insolvency course.

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The Class of 2026: Renewing Your Mortgage in Uncertain Times

Daniel Budd, CIRP, LIT 7 mai 2026 Rising mortgage rates are hitting Canadian homeowners hard. Discover practical strategies — from extending your amortization to consumer proposals — to manage your budget when your renewal comes due.

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Why Every Accountant Should Understand the Basic Principles of Insolvency

Francyne Myers, JD, CIRP, LIT, Director, Policy and Education Programs, CAIRP 5 mai 2026 Learn why understanding the basic principles of insolvency matters for accountants and build that foundation in our online Introduction to Insolvency course.

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How to resolve and avoid tax debt

Braden Burritt, CIRP, LIT 17 avril 2026 If you have tax debt, find out what happens if you don’t pay and tips for avoiding future tax debt. Work with a Licensed Insolvency Trustee to explore your options.

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When Your Business Is Facing Financial Difficulties: How a CIRP Can Support You

Sarah-Maude Daviau, B.A.A., CIRP, LIT 19 mars 2026 When your business is facing financial difficulties, knowing who to turn to can make all the difference. Managing a company’s finances under pressure is stressful, and the window of opportunity to take...

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