Insolvency Counsellor's Qualification Course

Canadian regulations under the Bankruptcy and Insolvency Act (BIA) require that individuals who counsel debtors in trustees' offices and credit counselling services become registered Insolvency Counsellors.

As a result, the Chartered Insolvency and Restructuring Professional Qualification Program (CQP), through the Canadian Association of Insolvency and Restructuring Professionals (CAIRP), offered the Insolvency Counsellor's Qualification Course - the ICQC.

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On January 29, 2018, the Office of the Superintendent in Bankruptcy issued Directive No. 1R4 Counselling in Insolvency Matters (, which comes into effect on October 1st, 2018.

The Directive states that a new course (the Practical Course in Insolvency Counselling), will replace the ICQC as an educational requirement to become a BIA Registered Insolvency Counsellor.

The final date for the ICQC exam is on January 17, 2019. Registration for this exam is NOW CLOSED. 

Candidates not writing this last offering for any reason will be required to enroll in the new Practical Course for Insolvency Counselors (PCIC) scheduled to launch in July 2019. Please consult the CAIRP website regularly for updated information. 

If you have any questions, or require additional information, please contact Benjamin Lecointre at